Institute of bankers certificate founded in 1879.    Dated 1912.  This is a duplicate original done on parchment / vellum?  The material is crisp and could probably be ironed to smooth it.   It is as found.   There is a small tear about 1 cm on the edge of the page.  In the name of Joseph Frederick Fisher.

Subects passed.   Bookkeeping, Commercial Arithmetic, Commercial law, English Composition and Banking correspondence.   Practical Banking. An interesting banking artifact.   Dont hesitate to ask any questions.